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Privacy Policy

 

MYLOAN.PH is owned by McMatthise Co., Ltd. and is a part of the Asia Pacific BPO Group. If you are a user of the MYLOAN.PH website, this Privacy Policy applies to your use of MYLOAN.PH website.

 

Collection of your MYLOAN Website Information

Your MYLOAN Website information consists of personally identifiable information collected or received about you when you interact with the MYLOAN Web sites, services and offerings as a loan applicant. Depending on how you use the Network, your MYLOAN Website information may include registration-related information (such as name, home or work addresses, e-mail addresses, telephone and fax numbers, birth date or gender); information about your visits to MYLOAN Web sites and pages, and your responses to the offerings and advertisements presented on these Web sites and pages; information about the searches you perform through the MYLOAN Website and how you use the results of those searches; information about the MYLOAN Website services or offerings that you use, and how frequently you use them; information about how long you have used services from MYLOAN prior to registering with the Network; customer service information about you as a MYLOAN Website user or subscriber; or other information specifically related to your use of a particular MYLOAN Website service or offering. Your MYLOAN Website information may be supplemented with additional information from other companies.

Your MYLOAN Website information may also include certain technical information gathered or received when you use the MYLOAN Website. Some of the technical information that may be collected or received includes: the type of browser you are using (e.g., Netscape, Internet Explorer), the type of operating system you are using (e.g., Windows XP or Mac OS), CPU type (e.g. Pentium), your manner of connecting to the Internet (e.g., connection speed through narrowband or broadband access); Internet protocol address; other information about your geographic location; and the domain name of your Internet service provider. 

Your MYLOAN Website information may be collected and stored in the Philippines.

 

How Your MYLOAN Website information is used

Your MYLOAN Website information is used to operate and improve the Web sites, services and offerings available through the MYLOAN Website; to personalize the content and advertisements provided to you; to fulfill your requests for products, programs, and services; to communicate with you and respond to your inquiries; to conduct research about your use of the MYLOAN Website; and to help offer you other products, programs, or services that may be of interest. Your MYLOAN Website information may be shared with the Group's affiliated providers. You have choices about how your MYLOAN Website information is used, and whether affiliated providers receive personally identifiable information about you as an MYLOAN Website user. Affiliated providers that receive your MYLOAN Website information may use this information according to their applicable privacy policies.

Your MYLOAN Website information will not be shared with third parties unless it is necessary to fulfill a transaction you have requested, in other circumstances in which you have consented to the sharing of your MYLOAN Website information, or except as described in this Privacy Policy. The MYLOAN Website may use your MYLOAN Website information to present offers to you on behalf of business partners and advertisers. These business partners and advertisers receive aggregate data about groups of MYLOAN Website users, but do not receive information that personally identifies you.

If you use MYLOAN Website communications tools to disclose information about yourself, the contents of your online communications, as well as other information about you as an MYLOAN Website user, may be accessed and disclosed in response to legal process (for example, a court order, search warrant or subpoena); in other circumstances in which MYLOAN believes the MYLOAN Website is being used in the commission of a crime; when we have a good faith belief that there is an emergency that poses a threat to the safety of you or another person; or when necessary either to protect the rights or property of MYLOAN, the MYLOAN Website or its affiliated providers, or for us to render the service you have requested.

The MYLOAN Website may use agents and contractors in order to help operate the Network. If such agents and contractors have access to personally identifiable information, they are required to protect this information in a manner that is consistent with this Privacy Policy by, for example, not using the information for any purpose other than to carry out the services they are performing for the MYLOAN Website.

In the event that ownership of the MYLOAN Website was to change as a result of a merger, acquisition or transfer to another company, your MYLOAN Website information may be transferred. If such a transfer results in a material change in the use of your MYLOAN Website information, the MYLOAN Website will provide notice about the choices you have to decline to permit such a transfer.

 

Use of Myloan Website Information

The MYLOAN Website may share personally identifiable MYLOAN Website information with one or more of its affiliated providers when that information is necessary to carry out a specific transaction or request you make for an offering from the Network or its affiliated providers, or as otherwise specified at the time you take advantage of that particular Network offering.

Because the choices you make in connection with your MYLOAN Website information may not take effect immediately, it is possible you may receive a communication during the period in which your request is being processed.

 

Cookies and Web Beacons

The MYLOAN Website may use cookies, web beacons, or similar technologies in combination with your MYLOAN Website information to enhance and personalize your experience on the MYLOAN Website, including to operate and improve offerings through the MYLOAN Website; to help authenticate you when you use the MYLOAN Website; to remember your preferences and registration information; to present and help measure and research the effectiveness of MYLOAN Website offerings, advertisements, and e-mail communications (by determining which Network e-mails you open and act upon); and to customize the content and advertisements provided to you through the MYLOAN Website.

The MYLOAN Website and its advertisers may also use ad network providers, including the Group’s subsidiaries, to help present advertisements on the MYLOAN Website and other Web sites. These ad network providers use cookies, web beacons, or similar technologies on your computer to help present, better target, and measure the effectiveness of their advertisements, using data gathered over time and across their networks of Web pages to determine or predict the characteristics and preferences of their audience.

 

Our Commitment to Security

The MYLOAN Website has established safeguards to help prevent unauthorized access to or misuse of your MYLOAN Website information, but cannot guarantee that your personally identifiable information will never be disclosed in a manner inconsistent with this Privacy Policy (for example, as a result of unauthorized acts by third parties that violate applicable law or the policies of the Network and its affiliated providers).

 

How to Contact Us

If you have any questions or concerns about the MYLOAN Website's Privacy Policy or its implementation, you may contact us at this email address:

marketing@myloan.ph

 

Changes to this Privacy Policy and Additional Information

The MYLOAN Website may update this Privacy Policy from time to time, and so you should review this Policy periodically. You may be provided other privacy-related information in connection with your use of offerings from the MYLOAN Website, as well as for special features and services not described in this Policy that may be introduced in the future.

 

Last Updated 08-06-2008

 

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Copyright 2008